The modern way to buy your first home

Create your personalized plan—with clear financial steps, real support, and thousands in rewards to help you become a homeowner.

As Seen In

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4.9 stars , 350+ reviews

Built for first-timers buyers, not wall street investors

Homeownership is likely the biggest financial decision of your life—but it's become almost unmanageably complex and expensive. American homebuyers deserve better.

Foyer was designed for first-time homebuyers in today’s housing market.  

How it works

Everything a first-time homebuyer needs, all in one app

1.  Set Your Personal Timeline

Tell us your goal and timeline. We craft a realistic plan based on your financial profile.

2. Get Ready and Get Rewarded

We reward you for making progress towards your goals, like contributing to your savings and boosting your credit score.

3. Purchase with confidence

Our home advisors work for you, helping you navigate big decisions with today’s tips and tricks

Step into homeownership confidently with Foyer

  • Turn your savings into a down payment with up to a 6% Match - FDIC Insured
  • Understand your credit and mortgage readiness with mortgage credit score tracking
  • Receive personalized purchase guidance from trusted home advisors
  • Get down payment rewards for real progress at every step of the journey

Join 20,000+ first-time buyers on the path to homeownership with Foyer 

There is a lot that goes into buying a house and so what I love about Foyer is that they make it easy

Elizabeth F
Purchased November 2025

I did not think I'd ever be able to buy a home but once I started using Foyer, it didn't take me very long

Katie S
Purchased September 2025

Getting Foyer felt like the first step in making homeownership a reality for my wife and I

Wesley G
Purchased May 2025
Join Foyer

Are you home ready?

  • FDIC-insured savings
  • Mortgage credit score monitoring
  • Rewards for home readiness
  • Trusted by thousands of future homeowners
  • 30 Day money back guarantee

FAQs for first-time homebuyers

Can I withdraw from my First time homebuyer Savings Account?

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Yes, you can always take your money out, without a penalty unlike a “401k”. 

Will this hurt my credit?

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No — Foyer monitors your mortgage credit score without a hard credit pull.

How does Foyer make money?

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Foyer makes money with subscription membership fees. Foyer also partners with other companies who share our mission of helping first-time homebuyers and are sometimes paid by these groups as well.

Do I have to use your lenders/agents partners?

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No, at Foyer, we only advise, you're always in control. Our recommendations are always trusted partners who we pre-vet to make sure our members get the best deals. And we'll keep working with you until you find the right fit.

How do rewards work?

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You earn rewards as you save, prepare, and close on your purchase. Rewards may be cashed in when you're ready to close so you can use the funds for your down payment.